Today, has been glorious with beautiful, clear blue skies, hot sunshine and a cooling breeze. Summer seems to have been a long time coming, and now it is here, I hope it lasts.
I have not been in the best of moods this week. Various things have served to annoy the living daylights out of me. Top of the list, was discovering the full cost of the minor prang I had last year. The cost of repairs to the other parties car was under £1000, which I understand and can rationalise, but the total cost of the claim including personal injury and solicitors fees was the best part of £10,000. This is something which I find completely unacceptable. In almost 30 years of driving (and I am now showing my age) this is the only accident I have had which I have been held responsible for. This week, I received my insurance renewal and it has risen by 200% which would mean that the insurance is more than the value of the car.
This cannot possibly be right. There are two points here I find disturbing. The first is that as there is no way of proving whiplash injuries, and therefore no way of disproving them, insurance companies have their hands tied and pay out on claims whether they are spurious or real, then they pass on the costs to drivers like me. Which brings me to point two. How on earth can my insurance go up so high when I am not a careless driver and have had only one accident, and I have a protected no claims discount? I can understand that it might rise a little, but this is ridiculous.
The Government has talked about cracking down on sharp practices like this, and it won't come soon enough.
I have not been in the best of moods this week. Various things have served to annoy the living daylights out of me. Top of the list, was discovering the full cost of the minor prang I had last year. The cost of repairs to the other parties car was under £1000, which I understand and can rationalise, but the total cost of the claim including personal injury and solicitors fees was the best part of £10,000. This is something which I find completely unacceptable. In almost 30 years of driving (and I am now showing my age) this is the only accident I have had which I have been held responsible for. This week, I received my insurance renewal and it has risen by 200% which would mean that the insurance is more than the value of the car.
This cannot possibly be right. There are two points here I find disturbing. The first is that as there is no way of proving whiplash injuries, and therefore no way of disproving them, insurance companies have their hands tied and pay out on claims whether they are spurious or real, then they pass on the costs to drivers like me. Which brings me to point two. How on earth can my insurance go up so high when I am not a careless driver and have had only one accident, and I have a protected no claims discount? I can understand that it might rise a little, but this is ridiculous.
The Government has talked about cracking down on sharp practices like this, and it won't come soon enough.
